A loan from STAR can get the things you need. Our business loans and lines of credit are tailored to your specific needs. The loan process is convenient, with a simple application, affordable monthly payments, quick decisions and outstanding customer service. Whatever your financing needs, STAR will tailor a loan that's right for you.

Working -Capital
STAR's commercial lines of credit are designed to serve our customers who need ongoing financing, working capital or short-term cash to help you run their businesses. Approval is given upfront, so you know the money is there when you need it. And STAR makes it easy. Everything is customized to each individual business and situation, including fees and rates.



Whether you are building a new commercial property, rehabilitating an existing facility or thinking about purchasing a ready-to-move-in property, we have the proper loan solution for your needs. Our knowledgeable bankers will work with you every step of the way to ensure your satisfaction. With STAR's resources, we can help you with almost any size commercial project under consideration.



Through STAR's SBA Express program, we can obtain the financing that will be most beneficial to your company through the Small Business Administration (SBA). STAR is one of the top 10 SBA lenders in the state of Indiana (based on number of loan requests). STAR is also an SBA Preferred Lender (PLP), an SBA Express lender and a Patriot Express lender.





Special Loan & Funding
When a conventional loan just doesn't make good business sense-the terms aren't appropriate, the collateral may not be right or the ownership structure simply doesn't allow for the bank to fund everything in the traditional manner-our partnerships with various groups around the state (city revolving loan funds, certified development corporations, statewide development corporations) can provide your business with special guarantees and funding programs.

International Trade
If you are seeking a resource to expedite the collection of international monies, looking to expand your international presence or simply thinking about getting into the international market …STAR can help.

Small Bond Financing
STAR continues to be a community bank that offers large bank services. Through our partnership with the Indiana Development Finance Authority (IDFA) we can offer manufacturing facilities and not-for-profits a way to finance projects of less than $1 million with the Small Bond Program. It offers you an excellent below market rate, flexible payment structure and the opportunity to finance projects in ways that you might not have thought possible for your organization.




Partner with experience. STAR provides the widest range of equipment leases and loans for your commercial business. When your business is faced with choosing whether to lease or buy equipment, the experienced professionals at STAR Equipment Finance will help you make an informed business decision-one that offers the most advantages to your unique business position.

Business Equipment Leasing
STAR provides a variety of business leasing services that make good business sense. You get the equipment you need now, and you preserve your capital. STAR can structure your: 

  • Lease Line of Credit 
  • Operating Lease 
  • Finance Lease
  • Sale Lease Back 

Business Equipment Loans

STAR Equipment Finance will provide expert advice, flexibility and competitive rates. Whether you need long- or short-term financing, STAR can provide a full suite of options to run your business more efficiently. 

Municipal Leasing 
Because understanding flexible leasing solutions can be a challenge, using a trusted STAR professional ensures you are making the right business decision. The best lease is the one that fits your business and does what it needs to do for you.

Why lease? When it comes to financing, leasing provides some real advantages over other funding choices:

  • Convenient financing - Select your equipment, negotiate a price and our experienced staff will handle the rest.
  • Preserve your capital - A STAR lease allows for upfront deposits and progress payments that conserve your working capital.
  • Preserve your credit lines - A lease allows you to keep your credit lines open for other things.
  • Modernize and save - A STAR lease allows you to update equipment when needed and avoid costly repairs.
  • Immediate response - Get the funding you need now, without waiting for budget appropriations, fiscal timing, etc.
  • Potential tax advantages - Consult with your tax advisor to determine how a lease might provide you with additional tax benefits.
  • Minimal paperwork - STAR professionals take care of all documentation, credit references, etc.
  • Flexible terms - STAR's diverse lease solutions offer terms that range from 12 to 84 months.

Additional Options

  • GOContact a Business Banker
  • GOContact a Leasing Specialist