Electronic Solutions

You need to spend more time running your business and less time managing your cash flow. We understand. That's why STAR has a premier suite of electronic services to help you optimize your accounts receivable and payable functions. Whether it's payroll services, merchant processing or a program that extends benefits to your employees, STAR offers innovative solutions that will benefit your business.

ACH Origination
STAR has one of the most advanced Automated Clearing House (ACH) systems in the country. Our service allows customers to initiate and manage a wide variety of transactions quickly and conveniently.

  • Deposit employees' wages directly into their checking or savings accounts
  • Make state and federal tax payments 
  • Process transfers and vendor payments 
  • Execute other debit and credit transactions 

Electronic Data Interchange
STAR can help you make the most of today's sophisticated data technology options. Our innovative and industry-leading electronic commerce, information reporting and other technology solutions will make your treasury management more efficient. At STAR, we will help you find the best solution for your business.

Payroll Services
Lower payment-processing costs, improve cash control and increase employee satisfaction by offering time-saving benefits, like direct deposit and other electronic services. Take the inconvenience out of payroll. Reduce time and money spent generating paper checks for your employee payroll. We work with all third party processors.

Direct Deposit 
Direct Deposit service can reduce the costs of creating and distributing checks and reduce your exposure to check fraud. Cost-effective Automated Clearing House (ACH) credits enable you to deposit net pay, reimbursements, commissions, retirement plan payments, pension benefits, dividends and other payments into the checking or savings accounts of employees, retirees and shareholders. Employees experience the convenience and security of uninterrupted, paperless payments while spending less time on personal banking.

Expressway Pay Card 
Offer your employees the convenience of a checking account without the worry of overdrafts. These reloadable cards do not require credit and offer cash access at ATMs, plus purchasing power at MasterCard® merchant sites. For more information about the Expressway Pay Card visit Expressway.

Merchant Processing

Give your customers the convenience paying by debit or credit card while your business grows. Merchant Card Processing enables you to accept debit or credit cards online or at point of sale. Your business can accept credit and debit cards from MasterCard® and Visa®, with the option of adding Discover®, American Express® and Diners Club®.

Automated Tax Payments
Make tax deposits using your business computer. Federal standards require automated tax payments for select companies. STAR can help you set up state and federal payroll tax (FICA and withholding), excise tax and corporate income tax payments to arrive on time from the convenience of your office.