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CD Rates

Short-term or long-term, whatever your need, you can be assured that your STAR CD will provide you with a great rate of return. CDs are safe investment solutions offering a guaranteed rate of return. Interest rates are subject to change and are established at opening and fixed for the term.

**The Annual Percentage Yield for each CD will be referred to as the APY.**

STAR Power CD

TermAPYMinimum BalanceCompounding Frequency
14 Days .07% * $5,000 At Maturity

*STAR power requires a minimum deposit and balance of $5,000. Is not eligible for relationship pricing.

TermAPYMinimum BalanceCompounding Frequency
1 Month .07% * $1,000 At Maturity  
3 Months .10% * $1,000 At Maturity  
6 Months .13% * $1,000 At Maturity Open
9 Months .16% * $1,000 Monthly Open
1 Year .20% * $1,000 Monthly Open
15 Months .23% * $1,000 Monthly Open
18 Months .25% * $1,000 Monthly Open
2 Years .30% $1,000 Monthly Open
30 Months .35% * $1,000 Monthly Open
3 Years .55% * $1,000 Monthly Open
4 Years .80% * $1,000 Monthly Open
5 Years 1.05% * $1,000 Monthly Open

*APYs can change at any time, please contact your local branch for the most up to date rates. APY quoted requires an active STAR checking relationship. If you do not have a STAR checking account, please deduct the following percent based on the CD term:

PercentCD Term
.05 PERCENT Equal to or Less Than 12 Months
.05 PERCENT Between (and including)15 & 30 Months
.10 PERCENT Greater than 30 Months

 

Penalty may apply for early withdrawal. APY's are effective as of January 21st, 2015.