Contact Us
Hours & Locations
Personal Checking Accounts |
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| Personal Checking |
E-Checking | Basic Checking | Premium Checking | Interest Checking | |
| Best For | People on the go who prefer paperless banking | Keeping banking simple with a variety of ways to waive the monthly service charge | Get the most value with added safety and security | Making money with your money | |
| STAR Debit MasterCard® |  |
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| Online banking; bill pay; e-statements | |
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 Free mobile banking via the STAR Bank mobile app |
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| ATM Rebate(s) per month | 2 | 3 | 3 | ||
| Overdraft fee forgiveness per year | 1 | 1 | 1 | 1 | |
| Earns Interest |  |
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| Enhanced Identity Theft Protection¹ |  |
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| Cash Back Member Rewards² |  |
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| $hopping Rewards™ |  |
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| Travel & Entertainment Discount Membership* |  |
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| Unlimited check writing | |
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| Monthly Service Charge |
FREE |
$5.95 No monthly fee if you: Maintain a minimum balance of $1,500 or an average balance of $5,000 OR make 5 or more debit card transactions in a month OR maintain a consumer loan balance in excess of $25,000 (including mortgage) OR have total deposits greater than $25,000 |
$5.95 |
$9.95 No monthly fee if you: Maintain a minimum balance of $5,000 or an average balance of $25,000 OR maintain a STAR Bank loan relationship of $100,000 or greater (including mortgage) |
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¹ELIGIBILITY: IDProtect service is a personal identity theft protection service available to personal checking account owners and their natural person joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. Identity theft insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Your description of coverage is enclosed. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Insurance product is not insured by FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.
²Terms and conditions may apply. Registration/activation required.
*Registration/activation required.
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Business Checking Accounts |
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| Business Checking |
STAR First Business Checking | Commercial Checking | |
| Best For: | Low to moderate volume checking needs | Commercial business that uses a larger volume of banking services | |
| Monthly Service Charge | None | $25.00 | |
| Transactions Included Each Statement Cycle | 200 $0.39 each additional transaction |
The account is charged for services used - earnings credit can be used to offset many of these fees | |
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| Free Business Check Card |  |
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| Online Banking with bill pay; mobile banking; e-statements |  |
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| Overdraft Services Available |  |
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| Additional Details | As a business checking client, a large number of Treasury Management services are available to you. Visit the Treasury Management page for details on money management tools that help you save time and optimize your cash flow. In addition, business checking clients can utilize our free Electronic Check Recovery service, Re$ubmitIt®, a proven electronic re-presentment technology used to help you collect money from NSF checks. Most STAR First Business Checking customers qualify for Commercial Courtesy Coverage, a service where we strive to pay - whenever possible - your company's checks, up to a limit of $1,500 beyond your available balance. |
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