You want a bank where you can be yourself. We understand. That's why we created Smilecard, a personalized debit card. Select a picture from our electronic gallery, or upload a photo of your family, pet, favorite vacation spot or any other photo you've taken. We'll create a custom debit card that showcases the image in all its glory. It's that easy. The hardest part is deciding which photo to use (but even that's pretty fun).

Once you're ready to create your Smilecard, simply review the disclosures below and press the "I Agree" button to continue. If you currently have a standard debit card through STAR and it expires in the next six months, please contact a customer service representative to advance your expiration date before ordering your Smilecard.

$4.95 for your choice of any design in STAR's Catalog.
$8.95 for a custom-uploaded design.

The card fee will be deducted from your primary checking account.


Your new Smilecard will be mailed to your card address on file. You should receive the card in three to four business days. If your Smilecard is a reorder of an existing card, your original card will expire after 30 days.

Your Personal Identification Number (PIN)
If you currently have a debit card through STAR, your Personal Identification Number (PIN) will remain the same for your new Smilecard. If your Smilecard is your first debit card issued from STAR, your PIN will be mailed three days after your Smilecard.

Terms of Use
By uploading a photo for use on a Smilecard, the applicant gives the bank permission to use the photograph on the card. The debit card holder agrees to hold the bank harmless for any liability incurred due to any third party action which asserts that a photograph or other document provided for use violates any claimed copyright, trademark or other intellectual property rights of that third party.

STAR Financial Bank reserves the right to refuse any submitted photo. STAR Financial Bank will not accept images that contain any of the following: • Trademarked or copyrighted materials, branded products, logos, or slogans. • Political statements or subject matter • Photos of celebrities, athletes, musicians, or public figures • Phone numbers or URL addresses • Nudity, provocative, sexual, offensive, or racial material • Profanity or obscenities • Professional photographs (unless you have written permission from the creator of the professional photograph)


NOTE: To avoid delay in card delivery, please press "submit" only once after completing the form.