Home Equity

Tools
HELOC Calculator

Try this calculator to determine the home equity line of credit amount you may qualify to receive. 

Home Equity Line of Credit Calculator

Need some extra money? It’s on the house. 

Home Equity Loans provide you with an affordable and flexible way to use your home's equity. Whether you're making home improvements, consolidating debt or paying for education, the equity in your home can help you fund your needs.

APR= Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in market conditions. All rates are subject to credit approval and property type approval based on bank policy guidelines. APR shown includes .25% discount for automatic payments from a STAR Checking account. Rates above are based on a loan amount in excess of $50,000 to a consumer with good credit history, individual rates may vary. 

*Rates, terms & conditions effective as of 5/8/19. Variable rate subject to change daily. Subject to credit approval. Property insurance required. Other restrictions may apply, see us for details. Offer eligible for new HELOC loans only. Minimum loan amount $10,000. Maximum loan amount $250,000. Introductory fixed rate in effect for the first 12 billing cycles. Thereafter, variable rate applies. APRs based on a $100,000 line with an LTV of 80% or less, may be higher depending on certain credit factors. APR after 12 month introductory period will include a .25% rate reduction for automatic payment from an STAR checking account. If Auto Pay is canceled, rate may increase. Max APR is 18%. Prepayment penalty applies. Please consult your tax advisor regarding any deduction of interest.

1) HELOC programs are a variable rate product based on the Prime Rate as published in the Wall Street Journal. HELOC maximum rate is 18%. Rates above are based on having the payment auto deducted. Interest may be tax deductible, consult your tax advisor for more information. Rate subject to change daily. 

2) HELO programs are a fixed rate product. The example provided is a $50,000 loan with a 10 year term and auto-pay from STAR checking account. The estimated payment is $564.50 or 120 months of $11.29 per $1000 borrowed. Other fees may apply. If Auto Pay is canceled, rate may increase. Rates are subject to change daily. Interest may be tax deductible, consult your tax advisor for more information.