Home Equity

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Home Equity Loan vs. HELOC

If you have accrued equity in your home, there are two options in which you can borrow money by leveraging this equity. 

What Home Equity Loan is Right for You?

Need some extra money? It’s on the house. 

Our Home Equity Loans provides you with an affordable and flexible way to use your home's equity. Whether you're making home improvements, consolidating debt or paying for education, the equity in your home can help you fund your needs.

  • Interest paid may be tax deductible (Consult your tax advisor for details)
  • Ask us how you may qualify for a Windfall+ rate discount 

APR= Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in market conditions. All rates are subject to credit approval and property type approval based on bank policy guidelines. APR shown includes .25% discount for automatic payments from a STAR Checking account. Rates above are based on a loan amount in excess of $50,000 to a consumer with good credit history, individual rates may vary. 

1) HELOC programs are a variable rate product passed on the Prime Rate as published in the Wall Street Journal. HELOC maximum rate is 18%. Rates above are based on having the payment auto deducted. Interest may be tax deductible, consult your tax advisor for more information. Rate subject to change daily. 

2) HELO programs are a fixed rate product. The example provided is a $50,000 loan with a 10 year term. The estimated payment is $526.67 or 120 months of $5.27 per $1000 borrowed. Other fees may apply. If Auto Pay is cancelled, rate may increase. Rates are subject to change daily. Interest may be tax deductible, consult your tax advisor for more information.