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We have the key to the home of your dreams. 

Whether you're buying your first house, building one, or refinancing, nobody understands the importance of home better than a family bank. At STAR, we have a mortgage solution for you, with loans for all income levels. We also offer financing for investment properties.

Plus, you’ll always feel right at home. We’ll help you every step of the way through the home financing process. You’ll be less stressed, more informed and ready to move before you know it.

Looking for the best value for your mortgage needs? We understand. That's why STAR posts its mortgage rates daily. Our mortgage bankers can help you shop and compare current rates and fees. Contact a Mortgage Banker today.


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Loan Rate Points APR P&I
30 Year Fixed 4.625% 0.000 4.694% $514.14
20 Year Fixed 4.50% 0.000 4.595% $632.65
15 Year Fixed 4.125% 0.000 4.245% $745.97
Debt Free 10 Year Fixed 3.75% 0.000 3.921% $1,000.61
Debt Free 7 Year Fixed 3.625% 0.000 3.864% $1,349.69
7/1 ARM 4.125% 0.000 4.192% $484.65
5/1 ARM 4.00% 0.000 4.067% $477.42
APR Assumptions

APR Assumptions APR = Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in the mortgage market. Interest rates may also adjust according to credit and property approval based on secondary market guidelines. The rates shown are based on average interest rates for customers with a good credit history. Your individual rate may vary. The APR calculation and the Principal & Interest (P&I) amounts are both based on a loan amount of $100,000 for the purchase of a primary residence, with 80% Loan-to-Value (LTV), approximately 30 days prepaid interest, a $745 underwriting fee, a $65 tax service fee, plus discount points shown for a 30 day lock. For ARM programs, the rate may increase after consummation. All ARM programs have a 30-year term. Payments noted above do not include taxes and insurance.