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30-Year Fixed 4.125 0.000 4.192

$ 484.65

15-Year Fixed


0.000 3.367

$ 702.67

20-Year Fixed 3.875 0.000 3.968

$ 599.41

Debt Free 10-Year Fixed


0.000 3.044

$ 959.85

Debt Free 7-Year Fixed 2.750 0.000 2.986 $1,310.09
7/1 ARM 3.500 0.000 3.565

$ 449.04

5/1 ARM 3.375 0.000 3.440

$ 442.10

APR Assumptions

APR = Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in the mortgage market. Interest rates may also adjust according to credit and property approval based on secondary market guidelines. The rates shown are based on average interest rates for customers with a good credit history. Your individual rate may vary. The APR calculation and the Principal & Interest (P&I) amounts are both based on a loan amount of $100,000 for the purchase of a primary residence, with 80% Loan-to-Value (LTV), approximately 30 days prepaid interest, a $745 underwriting fee, a $65 tax service fee, plus discount points shown for a 30 day lock. For ARM programs, the rate may increase after consummation. All ARM programs have a 30-year term. Payments noted above do not include taxes and insurance.