Regular Savings

• No Monthly Service Fee when you do one of the following:
  - Maintain a minimum balance of $300, or
  - Have an active STAR checking account with a combined statement.
• Otherwise, a $5 monthly service fee will apply.
• Interest rates paid semi-annually
• Minimum Deposit to Open: $50.00

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Money Market

• No Monthly Service Fee when you do one of the following:
  - Maintain a minimum balance of $2,500
  - Have an average daily balance of $7,500
• Otherwise, an $8 monthly service fee will apply.
• Check writing privileges
• Minimum Deposit to Open: $2,500.00

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Money Market Preferred 

• No Monthly Service Fee when you do one of the following:
  - Maintain a minimum balance of $10,000, or
  - Maintain an average collected balance of $30,000
• Otherwise, a $20 monthly service fee will apply.
• Check writing privileges
• Tiered interest rates available - increased interest rates for higher balances - paid monthly
• Minimum Deposit to Open: $25,000.00

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Cosmo's Kids Club

• Fun activities for kids
• Access to funds by those authorized on the account
• No monthly service fee; no minimum balance required
• No service fee or set-up fee

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At age 13, this account will automatically transfer into a minor Regular Savings account.

College Bound Savings

• No monthly service fee; no minimum balance requirement
• Competitive interest rate, paid annually
• Withdrawal may only be made at age 18 or with proof of high school graduation*
• Minimum Deposit to Open: $50

*Early withdrawal penalties apply.

Club SaveAway

• No monthly service fee when you have a monthly auto-transfer from a STAR Bank checking account of $10.00 or more. Otherwise, there is a $5 monthly service fee
• Interest rate is variable, compounded and paid monthly
• STAR checking account relationship required – waived for children under the age of 18
• One account per checking relationship
• All Club SaveAway accounts mature in early October*
• Minimum Deposit to Open: $10.00

*Early withdrawal will result in account closure.