Mortgage

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APR Assumptions APR = Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in the mortgage market. Interest rates may also adjust according to credit and property approval based on secondary market guidelines. The rates shown are based on average interest rates for customers with a good credit history. Your individual rate may vary. The APR calculation and the Principal & Interest (P&I) amounts are both based on a loan amount of $100,000 for the purchase of a primary residence, with 60% Loan-to-Value (LTV), approximately 30 days prepaid interest, a $975 underwriting fee, a $83 tax service fee, plus discount points shown for a 30 day lock. For ARM programs, the rate may increase after consummation. All ARM programs have a 30-year term. Payments noted above do not include taxes and insurance.

Home Equity Loans

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APR= Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in market conditions. All rates are subject to credit approval and property type approval based on bank policy guidelines. Rates above are based on a loan amount in excess of $50,000 to a consumer with good credit history, individual rates may vary. 

† HELOC programs are a variable rate product passed on the Prime Rate as published in the Wall Street Journal. HELOC maximum rate is 18% and minimum floor rate of 3.75%.  Interest may be tax deductible, consult your tax advisor for more information. Rate subject to change daily. 

‡ HELO programs are a fixed rate product. The example provided is a $50,000 loan with a 10 year term and auto-pay from STAR checking account. The estimated payment is $564.50 or 120 months of $11.29 per $1000 borrowed. Other fees may apply. If Auto Pay is cancelled, rate may increase. Rates are subject to change daily. Interest may be tax deductible, consult your tax advisor for more information.

Auto, Truck & Motorcycle Loans

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APR Assumptions APR = Annual Percentage Rate. Examples shown based on a $20,000 loan. APR shown includes .25% discount for automatic payments from a STAR Checking account. Rates may change at any time without notice. Your interest rate will depend on a variety of factors including the model year of the vehicle, whether the vehicle is new or used, as well as, your: credit history, loan amount, loan term, loan to value ratio of your vehicle (based upon dealer invoice for new or NADA value for used), and additional Windfall+ discounts for current customers. All loans are subject to credit approval. Loan application requires vehicle information, as well as, driver’s license number, issue date, and expiration date for all borrowers. Additional restrictions and conditions apply.

Marine & RV Loans

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APR Assumptions APR = Annual Percentage Rate. Examples shown based on a $20,000 loan. APR shown includes .25% discount for automatic payments from a STAR Checking account. Rates may change at any time without notice. Your interest rate will depend on a variety of factors including the model year of the vehicle, whether the vehicle is new or used, as well as, your: credit history, loan amount, loan term, loan to value ratio of your vehicle (based upon dealer invoice for new or NADA value for used), and additional Windfall+ discounts for current customers. All loans are subject to credit approval. Loan application requires vehicle information, as well as, driver’s license number, issue date, and expiration date for all borrowers. Additional restrictions and conditions apply.