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realSTAR Loans - Real-life lending. Right when you need it.

Welcome to realSTAR — your new way to get a personal loan from STAR Bank.

It's all online and all at your convenience. Whether you need a loan for a new car or boat, a HELOC, or simply to finance a new furnace or the trip of a lifetime, it starts here. Just complete the application, and we'll get back to you as quickly as possible. Real fast, real easy lending — designed for your real life.

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HOME EQUITY LOANS
Program	Term	CLTV	Loan Amount	Rate as low as	APR as low as
Home Equity Line of Credit (HELOC)¹	Up to 10 year	Up to 80%	Up to $250,000	8.50 %	8.50 %	Apply Now
Home Equity Loan (HELO)²	Up to 10 year	Up to 80%	Up to $250,000	7.75 %	7.50 %	Apply Now

APR= Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in market conditions. All rates are subject to credit approval and property type approval based on bank policy guidelines. APR shown includes .25% discount for automatic payments from a STAR Checking account. Rates above are based on a loan amount in excess of $50,000 to a consumer with good credit history, individual rates may vary.

1) HELOC programs are a variable rate product passed on the Prime Rate as published in the Wall Street Journal. HELOC maximum rate is 18%. Rates above are based on having the payment auto deducted. Interest may be tax deductible, consult your tax advisor for more information. Rate subject to change daily.

2) HELO programs are a fixed rate product. The example provided is a $50,000 loan with a 10 year term. The estimated payment is $526.67 or 120 months of $5.27 per $1000 borrowed. Other fees may apply. If Auto Pay is cancelled, rate may increase. Rates are subject to change daily. Interest may be tax deductible, consult your tax advisor for more information.

Model Year	Term in months	APR as low as	Rate as low as
AUTO, TRUCK & MOTORCYCLE LOANS
2018 - 2016	36 - 48 49 - 60 61 - 72 73 - 75	4.06 % 3.99 % 4.20 % 4.45 %	3.74 % 3.74 % 3.99 % 4.24 %	Apply Now
2015 - 2014	36 - 48 49 - 60 61 - 72	4.56 % 4.75 % 4.96 %	4.24 % 4.49 % 4.74 %	Apply Now
2013- 2011	36 - 48 49 - 60	5.06 % 5.25 %	4.74 % 4.99 %	Apply Now
2010 - 2009	36 - 48	6.06 %	5.74 %	Apply Now

APR Assumptions APR = Annual Percentage Rate. Examples shown based on a $20,000 loan. APR shown includes .25% discount for automatic payments from a STAR Checking account. Rates may change at any time without notice. Your interest rate will depend on a variety of factors including the model year of the vehicle, whether the vehicle is new or used, as well as, your: credit history, loan amount, loan term, loan to value ratio of your vehicle (based upon dealer invoice for new or NADA value for used), and additional Windfall+ discounts for current customers. All loans are subject to credit approval. Loan application requires vehicle information, as well as, driver’s license number, issue date, and expiration date for all borrowers. Additional restrictions and conditions apply.

Model Year	Term in months	APR as low as	Rate as low as
WATERCRAFT & RV LOANS
2018 - 2015	36 - 48 49 - 60 61 - 84 85 - 96 97 - 120	4.33 % 4.64 % 4.83 % 5.06 % 5.30 %	4.09 % 4.44 % 4.69 % 4.94 % 5.19 %	Apply Now
2015 - 2014	36 - 48 49 - 60 61 - 84 85 - 96 97 - 120	5.43 % 5.64 % 5.84 % 6.07 % 6.30 %	5.19 % 5.44 % 5.69 % 5.94 % 6.19 %	Apply Now
2013 - 2009	36 - 48 49 - 60 61 - 84 85 - 96	5.98 % 6.19 % 6.39 % 6.62 %	5.74 % 5.99 % 6.24 % 6.49 %	Apply Now