Small Business Lending

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Unsecured Micro Small Business Line of Credit

With a simplified application and documentation process, no application fee, and easy access to your funds, this line of credit is perfect for your everyday business needs.

Secured Micro Line of Credit

For larger working capital needs, this line of credit offers same-day approval, low maintenance, and attractive rate. You’ll have a variety of convenient ways to access to your money, including online and at a branch.

7(a) Loan Program

With loan amounts currently up to $5 million, proceeds can be used for a variety of purposes such as: business acquisitions, refinancing of debt, working capital or fixed asset purchases. 

CDC/504 Loan Program

Long-term financing is available through the SBA’s 504 Loan Program. Funds can be used to acquire fixed assets for expansion or modernization. The program provides businesses with long-term, fixed-rate financing. 


Get a simple loan package fast. Funds can be used for a variety of purposes at competitive interest rates. 

Small Business Line of Credit

With a line of credit, you can receive short-term credit to finance your working capital needs, such as account receivables and inventory. A STAR Bank business checking account is required. Up to 5-year commitment available for qualifying customers.