Are you looking for a better rate or more liquidity? Connect with a STAR Wealth Management Agency Representative to help pair you with the right account to make the most of your money.
|Safety of Principal||FDIC Insured up to limits||FDIC Insured up to limits||Backed by the Insurance Company|
|Guaranteed Interest Rate||Rate varies||Yes - dependent on term||Yes - dependent on term|
|Tax Deferral||No - taxes paid on the interest annually||No - taxes paid on the interest annually||Yes - tax deferred interest until withdrawn unless entity ownership|
|Liquidity||Yes||Not during the term without penalty||Yes - Limited, typically a portion can be withdrawn each year without penalty - varies by company|
|Terms Available||No term limits||1 Month - 5 Years||3 Years - 10 Years|
|Distribution Options at Maturity||No maturity - fully liquid||Renew or Surrender||Renew, Surrender or Lifetime Income Options|