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Are you looking for a better rate or more liquidity? Connect with a STAR Wealth Management Agency Representative to help pair you with the right account to make the most of your money.
| Savings* | CDs* | Fixed Annuities** | |
|---|---|---|---|
| Safety of Principal | FDIC Insured up to limits | FDIC Insured up to limits | Backed by the Insurance Company |
| Guaranteed Interest Rate | Rate varies | Yes - dependent on term | Yes - dependent on term |
| Tax Deferral | No - taxes paid on the interest annually | No - taxes paid on the interest annually | Yes - tax deferred interest until withdrawn unless entity ownership |
| Liquidity | Yes | Not during the term without penalty | Yes - Limited, typically a portion can be withdrawn each year without penalty - varies by company |
| Terms Available | No term limits | 1 Month - 5 Years | 3 Years - 10 Years |
| Distribution Options at Maturity | No maturity - fully liquid | Renew or Surrender | Renew, Surrender or Lifetime Income Options |