We provide a wide range of equipment leases and loans for all types of commercial vehicles and equipment. Plus, when your business is faced with choosing whether to lease or buy equipment, our experienced Equipment Finance professionals will provide you both the products and advice you can use to make an informed business decision - one that offers the most advantages to your unique business position.
Commercial Equipment Leasing
Look to us for a variety of business leasing services that make sound business sense. You get the equipment you need now and preserve your capital.
- Finance Lease
- Capital Lease
- Conditional Sale
- TRAC Lease
- Operating Lease
- Sale Leaseback
Commercial Equipment Loans
We provide expert advice, flexibility and competitive rates. Whether you need long- or short-term financing, variable or fixed rates, full or balloon amortizations, you have access to an array of options that can be tailored to your needs.
Our leasing professionals have years of experience structuring competitive transactions that meet municipal leasing guidelines for both bank qualified and non-bank qualified leases.
Leasing provides some real advantages over other capital asset funding choices, including:
- Convenient financing – Select your equipment, negotiate a price and our experienced staff will handle the rest.
- Preserve your capital – A STAR Bank lease allows for upfront deposits and progress payments that conserve your working capital.
- Preserve your credit lines – A lease allows you to keep your credit lines open for other needs.
- Modernize and save – A STAR Bank lease allows you to update equipment when needed so you avoid costly repairs.
- Immediate response – Get the funding you need now and structure lease rentals or loan payments that fit within existing budgets without waiting for new appropriations or fiscal years.
- Potential tax advantages – A lease can be structured with your tax situation in mind, but always consult with your tax advisor to make sure these additional tax benefits are appropriate for you.
- Flexible terms – STAR Bank’s diverse lease solutions offer terms that range from 12 to 84 months depending upon the age, type and usage of equipment.
Ready to get started?
Stop by one our branch locations or call Customer Solutions at (888) 395-2447.