Open the door to your dream home.
Discover the difference with STAR Bank's personalized home financing solutions. Whether you're taking the exciting leap into homeownership, crafting your dream abode from the ground up, or seeking to optimize your current mortgage, we're the family bank that truly comprehends the essence of home.
STAR Bank offers a diverse array of mortgage options tailored to accommodate every income bracket. With us, you'll always find yourself in a welcoming environment. Our committed team will shepherd you through the entire home financing process with ease. Just submit your application, and we'll expedite the process to provide you with swift feedback.
Find a Banker
Discover the Right Banker for Your Needs!
Let a STAR Mortgage Banker help you find the loan that's right for you.
Application Checklist
Income, Asset & Employment Information
- Residence addresses for the past 2yrs with landlord information if applicable.
- Name and address of employer(s) for the past 2yrs with W-2’s, 1099’s, etc.
- Last 2 pay stubs showing gross monthly salary and all deductions.
- If self-employed, most recent 2yrs tax returns (both personal and corporate), with all schedules.
- Last 2 months statements (Checking, Savings, Investment, and IRA).
- Copy of the accepted sales contract.
- Deposit will be required for appraisal.
Home Loan Options
Find the Mortgage Loan that Fits Your Needs.
- Traditional Fixed Rate Mortgages (30yr, 25yr, 20yr, 15yr, 10yr, 7yr)
- Adjustable Rate Mortgages
- Physician Loans
- Construction Loans (1 Time Close)
- Lot and Land Loans
Mortgage Calculators
Use our free tools to determine your budget.
Our calculators can help you explore your options to determine how much you can spend on a new or used home.
APR Assumptions APR = Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in the mortgage market. Interest rates may also adjust according to credit and property approval based on secondary market guidelines. The rates shown are based on average interest rates for customers with a good credit history. Your individual rate may vary. The APR calculation and the Principal & Interest (P&I) amounts are both based on a loan amount of $100,000 for the purchase of a primary residence, with 60% Loan-to-Value (LTV), approximately 30 days prepaid interest, a $975 underwriting fee, a $83 tax service fee, plus discount points shown for a 30 day lock. For ARM programs, the rate may increase after consummation. All ARM programs have a 30-year term. Payments noted above do not include taxes and insurance.