Miscellaneous Fees

Effective January 2, 2019

.Account Reconciliation (One hour minimum) $30.00/hour
Account Closing Fee (less than 180 days) $25.00
ATM/Debit Card Overnight $50.00
ATM/Debit Card Replacement $10.00
ATM Service Charge¹ $3.00
ATM Service Charge International¹ $4.00
Canadian Check Processing $10.00/check
Cashier's Check
Chargeback Fee $12.00/item
Charged Off Account $20.00/account
Check Cashing Charge (non-customer) $6.00
Collection Fee
(correspondent fees may be additional)
Counter Checks $1.00/check from teller
$5.00/package of 10 encoded
Dormant Account Fee $6.00/month
Document Delivery (CD Storage) $100.00 minimum - $800.00 maximum
Fax Service $1.00/page
Foreign Draft $30.00
Image Copy of Item $2.00
Legal Processing $100.00
MMSA/PLF account excess withdrawals
- over 6 per month
(excludes ATM and in-person withdrawals)
Medallion Service $5.00
Night Deposit Fees
- Additional Key
- Lock Bag
- Zipper Bag

Notary Service $2.00
Overdraft Protection Transfer $10.00/transfer
Paid Overdraft Fee²
(Max 6 [$222.00/day] for retail customers)
(unlimited for commercial customers)
Paper Statement Fee $5.00
Payoff Quote (Written) $20.00
Photo Copies $0.25/page
Research Time $30.00/hour
Return Item Fee²
(Max 6 [$222.00/day] for retail customers)
(unlimited for commercial customers)
Returned Statement $7.00
Savings Account Withdrawals in excess of 6 per month $4.00/each
Stop Payment (single item or range) $37.00/item
Telephone Transfer $5.00
Travelers Check
- Regular
- Cheques for Two

Wire Transfer³
- Outgoing Domestic
- Incoming Domestic
- Outgoing International
(Correspondent fees additional)


¹This fee applies to non-STAR ATM transactions and balance inquiry. 

²This fee applies to overdrafts or returns created by check, ACH, in-person withdrawals or recurring debit card transactions. Fee will apply to ATM withdrawal and non-recurring debit card transaction if opted in to overdraft coverage. 

³Non-customer fee additional...................$10.00 minimum