Miscellaneous Fee Schedule


Effective Dates:
Account Reconciliation
     - One hour minimum
Account Closing Free (less than 180 days) $25.00
ATM/Debit Card Overnight $50.00
ATM/Debit Card Replacement $10.00
ATM Service Charge¹ $2.00
ATM Service Charge International¹ $4.00
Canadian Check Processing Fee $10.00/check
Cashiers Check $8.00
Chargeback Fee $12.00/item
Charged Off Account $15.00/account
Check Cashing Charge (Non-customer) $10.00
Collection Fee
     - Correspondent fees may be additional
Counter Check Fee $1.00/check from teller
$5.00 /package of 10 encoded
Dormant Account Fee $5.00/month
Document Delivery (CD Storage) $100.00 minimum
$800.00 maximum
Fax Service $1.00/page
Foreign Draft $30.00
Image Copy of Item $2.00
Legal Processing
     - Levy/Garnishment

MMSA/PLA account excess withdrawals
     - over 6 per month
     (excludes ATM and in-person withdrawals)
$10.00/ each
Medallion Service $5.00
Night Deposit Fees
     - Additional Key
     - Lock Bag
     - Zipper Bag

Notary Service  $2.00
Overdraft Protection Transfer $10.00/transfer
Paid Overdraft Item Fee²
     (Max 6 [$210.00/day] for retail customers)
     (Unlimited for commercial customers)
Paper Statement Fee $5.00
Payoff Quote (Written) $20.00
Photo Copies $0.25/page
Research Time $30.00/hour
Return Item Fee²
     (Max 6 [$210.00/day] for retail customers)
     (Unlimited for commercial customers)
Returned Statement $5.00
Savings account withdrawals in excess of 6 per month
     (excludes ATM and in-person withdrawals)

Stop Payment (single item or range)

Telephone Transfer $5.00
Travelers Checks
     - Regular
     - Cheques for Two

Wire Transfers³
     - Outgoing Domestic
     - Incoming Domestic
     - Outgoing International
     - Correspondent fees additional


¹This fee applies to non-STAR ATM transactions and balance inquiry.
²This fee applies to overdrafts or returns created by check, ACH, in-person withdrawals or reoccurring debit card transactions. Fee will apply to ATM withdrawal and non-reoccurring debit card transaction if opted in to overdraft coverage.
³Non-customer fee additional...................$10.00 minimum