Premium Checking
Best for people who want to get the most value with added safety and security.
- STAR Debit MasterCard
- Online banking, BillPay, e-Statements
- Free access to STAR mobile banking app
- IDProtect® Identity Theft Monitoring & Resolution Service1
- Credit File Monitoring – daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports
- Identity Monitoring – continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others
- Credit Report & Score - receive new single bureau credit score with every new credit report
- Fully Managed Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case who will work with you until your credit and identity are restored
- Up to $10,000 Identity Theft Expense Reimbursement Coverage²
- One overdraft fee forgiveness per year
- No minimum balance required
- Minimum $50 deposit required to open an account
- Credit Score Tracker2,3 & Financial Wellness 360o
- Cash Back Member Rewards4
You can earn 10%cash back on your everyday purchases, such as groceries, household supplies, entertainment. Save receipts and submit quarterly for cash back rewards. You are eligible to submit receipts totaling up to $100 each quarter for a total cash back of up to $10/quarter or up to $40/annually. Additional terms and conditions may apply.
- $hopping Rewards™5
Access exclusive offers and discounts at thousands of leading online retailers
- Travel & Entertainment Discounts
Get money-saving discounts from thousands of local and national business on your next fun adventure
- Unlimited check writing
- $5.95 monthly service fee
- Account bears no interest
¹ ELIGIBILITY: Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2 You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on Experian data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
³ Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.
4 Registration/activation required; additional terms and conditions may apply.
5 Registration/activation required; available via mobile or web only.
