Check out our account highlights or click "See Details" to learn more!
Let's Compare Our Savings Accounts:
Certificates of Deposit (CDs)
-
Competitive Interest Rates
-
Terms from 14 Days to 5 Years
-
Fixed Rate Returns
-
FDIC Insured
- See Current Rates
Individual Retirement Accounts (IRAs)
-
Save for Retirement
-
Variable & Fixed Rate Options
-
Terms from 90 Days to 5 Years
-
Tax-Advantaged Savings Options
- See Current Rates
|
Feature
|
Certificates of deposit (CDs)
|
Jumbo Insured CD (CDARS®)
|
Variable Rate IRA Savings
|
Fixed Rate IRA CDs
|
|---|---|---|---|---|
| Purpose | Fixed-term savings | Large-balance FDIC-insured savings | Flexible retirement savings | Fixed-rate retirement savings |
| Interest Rate Type | Fixed for term | Fixed for term | Variable | Fixed for term |
| Interest Rate Changes | May change daily | |||
| FDIC Insurance | Multi-million dollar coverage through CDARS® | |||
| Term Options | 14 days to 5 years | Varies by CDARS® offering | No fixed term | 90 days to 5 years |
| Additional Deposits Allowed After Opening | Typically No | Typically No | Any time | No |
| Retirement Account | ||||
| Tiered FDIC Protection | ||||
| One Statement / One Bank Convenience | ||||
| Requires STAR Money Market Account | ||||
| Best For | Saving toward a specific goal with guaranteed returns | High-net-worth customers needing expanded FDIC coverage | Retirement savers wanting liquidity and contribution flexibility | Retirement savers wanting guaranteed returns |