Savings Accounts

Check out our account highlights or click "See Details" to learn more!

Let's Compare Our Savings Accounts:

STAR Savings Account

Earns Interest
Access through Online Banking & the STAR App
Low Opening Deposit
$4.00 Monthly Service Fee¹
6 FREE withdrawals per month²

Money Market Account

Earns a Higher Rate of Interest
Check Writing Privileges
$8.00 Monthly Service Fee¹
6 FREE withdrawals per month²

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Money Market Preferred

Earns Premium Interest
Check Writing Privileges
$20.00 Monthly Service Fee¹
6 FREE withdrawals per month²

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Cosmo's Kids Club

Earns Interest
No Monthly Service Fee
Children 12 and Under

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Feature	STAR SAVINGS ACCOUNT Build savings at your own pace	MONEY MARKET ACCOUNT The best of both worlds	MONEY MARKET PREFERRED Premium rate with access to funds	COSMO'S KIDS CLUB Teach your child the value of saving
Monthly Fee	$4*	$8*	$20*	No Monthly Fee
Earns Interest	✔	✔	✔ (Tiered Rates)	✔
Combined Statement	✔	✔	✔	✔
Online Banking Access	✔	✔	✔	✔
Check Writing Privileges	✕	✔	✔	✕
Free Withdrawals Per Month	6/month	6/month	6/month	✕
Excess Withdrawal Fee	$5 each	$15 each	$15 each	✕
Minimum Opening Deposit	$50	$2,500	$25,000	None
How to Avoid Monthly Fee	Maintain a minimum balance of $300 OR Have an active checking account with a combined statement	Maintain a minimum balance of $2,500 OR Have an average daily balance of $7,500	Maintain a minimum balance of $10,000 OR Maintain an average collected balance of $30,000	No Fee
Age Restriction	None	None	None	Ages 12 & Under
Account Transition	N/A	N/A	N/A	Automatically converts to Minor Regular Savings Account at age 13

* Monthly fee details subject to change or qualification.